Setting goals and estimating your investment budget are undoubtedly the first steps in undertaking a heritage project. Many questions arise when we want to build an asset portfolio: how much to invest in the stock market? Can we invest a small budget of 5 pounds in the stock market? Are cryptomonkets profitable? Is stone the safest investment? Tacotax helps you determine how much to invest according to your budget and objectives.

How much does it take to invest in real estate?

How much do you have to pay when you want to make a real estate investment? It all depends on your borrowing capacity or your already available envelope: 

  • With 500 pounds: SCPI and OCPI
  • With 1,000 pounds: real estate crowdfunding and SCPIs,
  • With 5,000 pounds: car parks, basements and SCPI,
  • With 20,000 pounds: garages, storage rooms, crowdfunding real estate for rent,
  • With 50,000 pounds: accommodation in a provincial town, walls of tertiary establishments,
  • With 100,000 pounds: accommodation in a metropolis (investment without contribution).

Property Rental

A safe haven for a large number of investors, stone remains one of the most profitable assets to fall back on. However, a large majority of British people believe that they do not have sufficient income to embark on a rental property investment. However, property investment does not always rhyme with housing.

How much capital do you have to invest in real estate? For beginners or for those who do not want to go into debt to invest, buying a car park can be quite profitable. By having the same operation as for the home, an investment in a car park allows you to immerse yourself in the process of buying the property with the passage to the notary, the search for tenants, etc.

The prices are lower than those of a house, and you can receive additional income each month with less risk of loss. 

It is impossible to determine an exact ideal sum to invest in a rental property: it all depends on your appetite for risk, your long-term goals or your debt capacity, which changes with age.


The paper stone, as it is called, is one of the novelties and a success of the last years. The Real Estate Investment Companies (SCPI) collect funds from investors to buy real estate shares in the tertiary sector and let them out. The more funds you collect, the more assets you will buy: find a tenant, pay expenses, build.

The income received by the SCPI will then be partly redistributed to investors, until they participate. Thus, investing in SCPI does not allow you to be an owner in the first sense of the term: you buy shares and receive a certain amount every quarter or semester, which constitutes an additional source of income without leaving aside the difficulty. Comprehensive management of a home.

But then, how much to invest in an SCPI? Again, there are many options: some SCPIs allow you to invest for only £200, while others require a minimum participation of more than £1,000 for an investment that can easily exceed £50,000.

The case of real estate crowdfunding

Crowdfunding applied to the real estate field allows developers to launch new programs through the principle of fundraising. With hundreds of real estate projects financed through this channel and rather modest inflows (they count between 250 and 1,000 pounds), real estate crowdfunding allows investors to earn interest on their return on investment once the project is completed. 

Trading through platforms such as Raizers, Homunity or Fundimmo, this type of investment generates interest that can rise up to 12%.

How much to invest in the stock market?

Contrary to popular belief, you don’t have to be a millionaire to invest in the stock market. However, it is very important to be informed! Almost everything you need to know about investing, starting up and sums of money in the stock market is available on the web, and it is more than advisable to immerse yourself in it if you want to invest in the stock market.

For those who decide to take the plunge for the first time, don’t panic: many quoted shares are affordable, sometimes at around 100 pounds ! On the other hand, mechanically investing 500 pounds on the stock exchange will be less profitable than investing 5,000, but also more dangerous as a small amount invested will require more risk taking to be profitable.